Consolidating print and mail

Using an average of 2.1% of your total 22k debt as your new monthly payment for these 5 accounts, you would pay a fixed 2.00 every month until your debts are paid off in full.

There are limits to the fees you can be charged by a credit counseling agency when they are assisting you with a debt management plan. The fee is typically going to be less than .00 each month.If you do not make an on-time payment, you risk losing the reduced monthly payment benefit.You do have the option of paying more towards your debts on the plan, which would help you finish early.When you enroll in a debt management repayment plan with a credit counselor, your accounts will be permanently closed by the credit grantor.Closing accounts can have a slight impact on your credit score (dropping only a couple points).